Poor Credit Car Loan Paris TN
Poor Credit Car Loan Paris TN
View Our New and Used Car Inventory near Jackson
Are you someone who has been dealing with a poor credit score? We here at Camden Chevrolet know how frustrating that can be for everyone, especially when it sometimes feels impossible to navigate something like buying a car when you have a lower score. That's why, when you shop with us, we're here to offer you solutions, not obstacles. Whether you join us from Jackson, Nashville, or Camden, you will immediately be treated like a part of our family, and we'll go to bat for you to make sure you can get behind the wheel of the vehicle you have been waiting for. Our job is to help, and we take that job incredibly seriously. All you have to do now is keep reading as we show you how you can get the right car loan, regardless of your credit score situation!
How important is it that I know my current credit score?
Perhaps the most important step to take when looking for your next vehicle is to fully understand your financial situation. This includes being intimately familiar with your current credit score. Multiple websites offer you a free credit score check, including Equifax, TransUnion, and Experian. Remember to never use a site that you can't trust, as you do not want to give away personal information to just anyone. Should you have questions about the score that you see on the screen, our financial team would be more than happy to discuss with you what the number means, how you can potentially increase the number, and how this changes potential financing opportunities. We're on your side, and we're excited to get started!
Should I be considering all of my finances with this decision?
Beyond just paying attention to your credit score, you must be aware and fully grasp all of your financials. We're talking about things like monthly income, monthly expenses, money that you have saved away, and any other potential loans that you have right now. Not only is this a good way to understand what could be affecting your credit score, but you can also have a better idea of the kind of loan you would be interested in getting for your next vehicle, too. Our team of experts is here to go over all of the numbers and figures with you to make sure you never feel overwhelmed, and you never feel like you have to settle for anything less than the best. You're one of us now, and we know that your perfect vehicle and loan are right here at Camden Chevrolet.
Should I be buying something that is new or used?
That's up to you! Regardless of your credit score, we know that we can find you a new or used car at Camden Chevrolet that works best for your needs. Should you want something new, this could be a great time to look at some of the base trims that are available with models like Equinox, Silverado, and the Trailblazer! As for our used inventory, you are sure to find your perfect used or Certified Pre-Owned vehicle, with some models for sale for under $15k. No matter what you want the most, our sales team will be around to answer questions, offer suggestions, and provide the knowledge you need to feel comfortable with whatever car you end up driving home in.
Can I use a co-signer to get the kind of loan that I want?
Absolutely, yes! One of the best ways that anyone can combat a poor credit score is by asking someone they trust to co-sign a loan. We want to state that this is an important decision to make, and you shouldn't be asking someone to do this lightly. They'll be in charge of paying off the loan should you not be able to, which is a huge thing to ask of someone. If this is the path you want to go down, the more you can count on someone, the better for all involved. No one wants any situation to get messy just based on money. Feel free to contact our team if you have questions about co-signers and how that can help you get the best deal possible.
Enjoy the Car of Your Dreams at Camden Chevrolet
A poor credit score doesn't have to mean you miss out on the car you have been looking for! When you shop with us at Camden Chevrolet, our entire team is behind you. We can help you learn more about your score, discuss your financials, and look at the new and used vehicles that are available to you on our lot. Our goal is to have you drive home happy! If you have more questions for us, you are more than welcome to use the form that we have provided for you just below.
We are not responsible for pricing errors listed on Third Party Vendor sites. The pricing listed on our website is the most up to date and accurate pricing available. Price is subject to financing through dealer and includes a trade in assistance discount. All new vehicles priced at MSRP are subject to market adjustment at delivery time. All qualifying vehicles are now equipped with the Power Engine and Coverage Plus Package, excluded at a $2,749 investment for top-tier performance and protection with every sale Other rules and restrictions may apply. We make every effort to present information that is accurate. However, it is based on data provided by the vehicle manufacturer and/or other sources and therefore exact configuration, color, specifications & accessories should be used as a guide only and are not guaranteed. Under no circumstances will we be liable for any inaccuracies, claims or losses of any nature. Prices shown are retail prices and do not include state, city, and county tax, license, registration or tag fees and the cost of optional equipment selected by the purchaser. Prices exclude $789 dealer administrative charge and destination charges. Out of state buyers are responsible for all state, county, city taxes and fees, as well as title, licensing, and registration fees in the state that the vehicle will be registered. All prices and offers include all the incentives which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice, please confirm listings with dealer. Tax, title, and license (unless itemized above) are extra. Not available with special finance, lease, and some other offers. Any vehicle available for transfer is subject to an additional charge. ***Employee Pricing may apply to new or preowned and does not include 120% Trade in Value promotion. *** MPG estimates on this website are EPA estimates; your actual mileage may vary. For used vehicles, MPG estimates are EPA estimates for the vehicle when it is new. The EPA periodically modifies its MPG calculation methodology; MPG estimates are based on the methodology in effect when the vehicles were new (please see the Fuel Economy portion of the EPA’s website for details, including an MPG recalculation tool).
The Manufacturer's Suggested Retail Price excludes tax, title, license, dealer fees and optional equipment. Dealer sets final price.